Provident Fund (PF) Calculator (for India)

Our Provident Fund (PF) calculator is a valuable tool that helps you determine the accumulation of funds at the time of retirement. The calculation of PF interest is based on the monthly running balance and is paid annually. Learn how PF interest is calculated here.

The full employee contribution (usually 12% of the basic salary) is directed towards the PF account. Meanwhile, a portion of the employer contribution (also typically 12% of the basic salary) is allocated to the pension fund (EPS), with an annual cap of Rs.15000. Any excess amount from the employer contribution is then channeled into the PF account. For instance, if the employer PF contribution is 12% of the basic salary, approximately 8.33% (or roughly 69.42% of the contribution) is allocated to EPS, while the remaining 3.67% goes towards the PF.

Input

Advanced

Basic

Advanced

Basic

Results
Maturity Amount
Total PF Contribution
Total Interest
Monthly Basic Salary
Current PF Balance
Initial Monthly Employee Contribution
Initial Monthly Employer Contribution
Initial Monthly EPS Fund
Annual Interest Rate
Period
Total Employee Contribution
Total Employer Contribution
Total EPS Fund
Maturity Date

Table

Chart

Table

Chart

Contribution Vs. Interest
Maturity Amount
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